Solutions for Non-Financial Services
Embedded finance, payment orchestration, and compliance APIs that enable non-bank businesses to integrate financial services seamlessly into their platforms.
Financial Services Without the Bank
Every company is becoming a financial services company. From retailers and e-commerce platforms to insurers and telecom providers, businesses across every sector are discovering that embedded financial services drive engagement, revenue, and customer loyalty.
FinStack+ makes it possible for non-financial services firms to offer banking, payment, and compliance capabilities without becoming a regulated financial institution. Our APIs and platform handle the complex regulatory, security, and operational requirements so you can focus on your core business.
Whether you want to offer branded payment cards, embed banking accounts, integrate payment processing, or add compliance verification, FinStack+ provides the technology foundation you need to move fast and stay compliant.
What We Offer
Modular APIs and solutions that let you embed financial services your way.
Embedded Finance APIs
White-label banking and payment APIs that enable non-financial brands to embed financial services directly into their customer experience.
Payment Orchestration
Unified payment orchestration layer that routes transactions across multiple processors, gateways, and payment methods for optimal cost and success rates.
Compliance APIs
KYC, AML, and regulatory compliance APIs that help non-financial firms meet financial services regulatory requirements without building in-house expertise.
Digital Identity & Verification
Secure digital identity verification solutions including document verification, biometric authentication, and credential management for onboarding and transactions.
Data Enrichment & Insights
Transaction enrichment, categorization, and financial insights APIs that help non-financial apps deliver value-added financial features to their users.
Sandbox & Testing
Comprehensive sandbox environments with synthetic data and test scenarios that enable rapid development and certification of financial service integrations.
Common Use Cases
See how non-financial businesses are leveraging FinStack+ to transform their offerings.
Retailers offering buy-now-pay-later and branded payment cards at checkout
E-commerce platforms embedding banking accounts and payment services for merchants
Insurance companies integrating real-time payment disbursement and premium collection
Telecom and utility providers offering mobile wallets and bill payment consolidation
Property management platforms facilitating rent collection, deposits, and maintenance payments
Healthcare providers managing patient payments, insurance claims, and HSA integration
Ready to Embed Financial Services?
Find out how FinStack+ can help your business offer financial services without building a bank from scratch.