Open Banking API
Access 700+ production-tested APIs that power the world's most innovative financial institutions. From core banking integrations to real-time payments, our Open Banking platform gives you the tools to build faster, scale smarter, and stay compliant.
700+
APIs Available
99.99%
Uptime Guarantee
350M+
Transactions/Month
Powering Financial Connectivity
Our Open Banking platform connects the entire financial ecosystem through a single, unified API layer. From lending to payments, every integration is built for scale.
Connected Data & Risk
Aggregate and normalize financial data across institutions in real time. Our APIs power risk assessment, fraud detection, and compliance workflows with sub-second latency.
Lending & Mortgage Integrations
Streamline origination, underwriting, and servicing with APIs that connect directly to major LOS platforms, credit bureaus, and automated valuation models.
Deposit & Distribution Networks
Enable seamless account opening, KYC verification, and deposit aggregation through a unified API layer across retail, wealth, and commercial channels.
Payments & Transaction Rails
Process payments across EFT, wire, RTP, and card networks through a single integration. Handle millions of transactions daily with built-in reconciliation.
A 700+ APIs Ecosystem Built for Secure, Scalable Financial Operations
Every API is designed with security, reliability, and developer experience in mind. Comprehensive documentation, SDKs, and sandbox environments get you to production faster.
Connect
One integration connects you to 700+ financial APIs covering lending, deposits, payments, investments, and risk management.
Orchestrate
Build complex financial workflows with our low-code orchestration engine. Chain APIs, transform data, and automate decisioning in minutes.
Govern
Enforce data privacy, consent management, and regulatory compliance across every API call with built-in audit trails and access controls.
Accelerate
Go from sandbox to production in days, not months. Our SDKs, mock servers, and developer portal remove friction from every stage of development.
Real-Time Lending Through APIs
EQ Bank leveraged FinStack+'s Open Banking APIs to build a real-time lending platform that reduced loan origination time from 14 days to under 3 minutes. By integrating credit checks, income verification, and funding workflows through a single API gateway, EQ Bank achieved a 40% increase in loan application conversion while maintaining full regulatory compliance.
14 days
to 3 minutes
40%
Conversion Lift
99.9%
Uptime
Explore Open Banking Resources
Whether you are just getting started or looking to deepen your expertise, our resources help you make the most of Open Banking.
Beginner's Guide to Open Banking
A comprehensive ebook covering the fundamentals of Open Banking, regulatory frameworks across North America, technical architecture patterns, and practical implementation strategies for financial institutions of all sizes.
Download EbookWhat is Term Deposit?
Understand how term deposits and GICs work in an Open Banking context. Learn how APIs are transforming fixed-income product distribution, rate management, and automated renewal workflows for financial institutions.
Read More